When I met the wife of mine (Carmen) from twenty six yrs of age, I was drowning in a sea of debt! I’m currently debt free and a multi millionaire. Throughout this process I learned that money could become a fantastic tool. It is going to take you wherever you want, though you’ve to get the driver. The play today, pay later principle was not working for me. The incorrect mindsets of mine to cash had been consuming me deeper into debt!